Group Health Insurance Specialists

 

Customized, cost-effective employer assistance for a changing insurance market.

EXCLUSIVE Solutions

We offer solutions few other brokers do. See how we're redefining industry standards!

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Election &
Enrollment Forms

Save time and money with Custom, Bilingual Proprietary Election Forms

Rate Analyses & Spreadsheets

Rate Analysis & Spreadsheets

Understand plan renewals better than ever before

Eligibility Policies

Eligibility Policies

Establish your plan's Benefit Eligibility policies​

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Routine Billing &
Enrollment Assistance

Manage employee benefits without

legal confusion

Industry Updates

Industry Updates

Keep up with the latest in the Health Insurance industry

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HSA, HRA, & FSA Programs

Take advantage of cost savings by establishing HSA, HRA, & FSA programs

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Compliance

Comply with the law and avoid all penalties

1095-C Compliance Assistance

1095-C Compliance Assistance

Get your 1095-C questions answered

Covered California_HIM Letters & Appeals

Covered California/HIM Letters & Appeals

Counteract Covered California/Health Insurance Marketplace (HIM) Notices

IRS 226-J Penalty Letters

IRS 226-J Penalty Letter Resolution

Avoid unnecessary and accidental fines

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Claim Reduction & Cost Containment

Establish customized loss reduction programs

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Self-Funded Group Health Programs

Create the most cost-effective 

self-funded program possible

Our Medical Carriers

California, Health Insurance Broker,

We Serve Over

36 Industries!

We serve a diverse group of industries united by the need for quality healthcare.

Marsh Building in Downtown Monterey

FIND US IN

DOWNTOWN MONTEREY

Office Location

700 Camino El Estero

Monterey, CA 93940

Business Hours

Monday - Friday,

8:00 a.m. to 5:00 p.m.

Contact Information

Phone: (831) 333-9600

Fax: (831) 333-9602

Email: nikssarian@nikins.com

CA Insurance License

#0E22535