United Agricultural Benefit Trust

Our Partnership Brings You Solutions

Since before the inception of our company, we have held a strong friendship and partnership with the United Agricultural Benefit Trust (UABT). UnitedAg is your California-regulated nonprofit alternative to commercial insurance companies, proudly providing agricultural health plans since 1983.


In 1980, the members of UnitedAg intuitively knew they needed a unique health plan to meet the needs of the agricultural workforce within California – they sought a health plan that would operate on a non-profit basis, offer a diversity of plan designs and offer customer service designed to accommodate the needs of the ag employees. These employers created UnitedAg Benefit Trust (an ERISA multiple employer welfare arrangement) that grew from 6 small farms to more than 1,000 member companies and providing access to healthcare to over 55,000 members. Today, UnitedAg (UABT) has grown to over $200 million in annual contributions.


To bring innovative health benefit solutions to agribusiness by meeting our members’ employee benefits needs, advocating for ag with lawmakers, and helping them comply with regulations.


Committed to providing the best, most affordable, innovative, healthcare for agriculture.

Important Facts

  • Non-profit, member-owned health plan serving the underserved population of California since 1983.

  • First Agricultural Health Plan to offer Telemedicine at zero cost.

  • First Association Health Plan to provide Health & Wellness Centers at zero copay to all members.

  • First Association Health Plan to open 6 days a week including Saturdays. All departments open.

  • Established Health Innovation Forum to find innovative solutions for providing healthcare for all ag.

  • Bilingual Member Services department.

  • Member Advocate Services for members dealing with complex healthcare issues.

  • We engage with our members through our Ambassador Program, Member Engagement series, WomenAg Leadership Academy and our Annual Health Benefits Forums.

  • Has awarded over $1.5 million to 897 future agribusiness leaders via UnitedAg’s scholarship foundation and vocational program, Agribusiness Education Foundation.

  • 100 employees / 6 regional offices throughout California.

  • Board of Directors & Trustees comprised of and elected by UnitedAg members.

  • 14 days average claims turnaround.

  • Only 13 cents of every dollar goes towards administrative cost.

  • Headquartered in Irvine, California.

Nikssarian Insurance Services, Inc.

 700 Camino El Estero • Monterey, CA 93940 • Office: (831) 333-9600 • Fax: (831) 333-9602

CA Insurance License #0E22535

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